Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve your credit rating and reduce monthly payments by $200+ |
Credit > How to Order a Credit Report |
You can request free copies of your credit reports from the three major credit reporting agencies under the FACTA law, or you may contact each of the three credit reporting agencies by telephone, mail or Internet. If requesting your credit report by mail, be sure you include the information they require in your letter; otherwise, they will reply with a rejection and ask that you resubmit your request with the correct information. Credit bureaus are required by federal law to take certain precautions in order to protect your privacy and prevent identity theft. Therefore, they cannot release your credit report until they are sure it is you requesting it and not some unauthorized person. This can cause some headaches, particularly if you have recently moved and the credit bureau has no record of your new address. In this situation, they might refuse to release your credit report until you send them additional proof of your identity, such as a copy of your driver's license, or a copy of a recent utility or telephone bill or other document verifying your identity and current address. |
How Do I Request a Copy of My Credit Report? |
Credit > How to Order a Credit Report |
Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve your credit rating and reduce monthly payments by $200+ |
