Everyone should try to reduce their monthly fixed expenses regardless of whether they're struggling with too much debt or not as you can easily save hundreds each month just by doing some comparison shopping.
If you have good enough credit and own a home or relatively new car, you might consider refinancing to get a lower interest rate. Or, if you have too much credit card debt, you can try to consolidate it at a lower interest rate by using the equity in your home to borrow money to pay off all your debts.
Ways to Reduce Fixed Expenses -- |