Debt > Frequently Asked Questions About Debt Collection > Contacting friends and relatives |
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Can a debt collector contact my friends, neighbors and relatives? Yes, a debt collector can call your friends, neighbors and relatives to try and locate you if you are dodging them or they can't find you; however, if your friend, neighbor or relative asks them to stop calling, they must do so. When a debt collector calls your friend, neighbor or relative, they can only tell the third party who they are and who they are with ("I am with Acme Bank and I'm trying to locate John Doe"), but they cannot reveal your account number, that you have a delinquent debt, or other details of the delinquency. Of course, most people who receive such calls realize it is about a delinquent debt without the caller saying anything. Why else would they be so desperate to get in touch with the person that they would call them, right? Debt collectors will even contact your neighbors across the street whom you don't even know. They will ask your neighbor to leave a message on your door asking you to call them. Although this tactic is designed to embarass and humiliate you, The Fair Debt Collection Practices Act has not been interpreted to bar them from contacting your relatives and neighbors. Of course, these third parties might tire of receiving such calls and ask the collector to stop. In this event, the collector would be required to stop calling your neighbors and relatives. Of course, the best way to avoid a debt collector from contacting your relatives, friends and neighbors is to not avoid their phone calls. They only call relatives, neighbors and friends when you are avoiding them. Our downloadable debt kit will help you deal effectively with debt collectors and settle your delinquent account for a fraction of what you owe. See also: |
Debt Kit -- Settle unsecured debt for less than half amount owed Credit Kit -- Improve credit rating and reduce monthly bills by $200+ |
Debt > Frequently Asked Questions About Debt Collection > Contacting friends and relatives |
