Sample Credit Repair Letters
Letter 1: To Credit Bureau, Request Free Copy of Credit Report (Denied Credit)
Date
Credit Reporting Agency (Experian, TransUnion or Equifax)
Address
City, ST ZIP Code
Re: Credit report of John M. Doe, III
Address: 111 E. Main Street, Anytown, NY 00000
Former Address: 555 E. Oak Avenue, Anytown, NY 00000
SSN: 000-00-0000
DOB: 00/00/00
Dear Sir or Madam:
I am requesting that you send me a free copy of my credit report. I was recently denied credit by the Acme Credit Card Company based on information contained in my credit report with your agency. I have attached a copy of the letter from Acme denying me credit. Thank you.
Sincerely,
John Doe [You must sign the letter]
John M. Doe, III
Sample Letter 2: To Credit bureau, Request Free Copy of Credit Report (Unemployment)
Date
Name of Credit Reporting Agency (Equifax, Experian, TransUnion)
Address
City, ST Zip
Re: Credit report of John M. Doe, III
Address: 111 E. Main Street, Anytown, NY 00000
Former Address: 555 E. Oak Avenue, Anytown, NY 00000
SSN: 000-00-0000
DOB: 00/00/00
Dear Sir or Madam:
Please send me a copy of my credit report. I am currently unemployed and am looking for work. I understand that under the F.C.R.A., I am entitled to a free copy of my credit report because I am currently unemployed and am searching for employment. Attached is a copy of my recent application for unemployment benefits as proof of my eligibility to receive a free copy of my credit report. Thank you.
Sincerely,
John Doe [You must sign the letter]
John M. Doe, III
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