Sample Credit Repair Letters
Sample Letter 19: To Credit Bureau, Who is a subscriber (creditor)?
Date
Name of Credit Bureau
Address
City, ST Zip
Re: Credit report of __________________
Address: ____________________________
SSN: 000-00-0000
Dear Sir or Madam:
I recently ordered a copy of my credit report and cannot determine whom a particular subscriber is from the information provided. The subscriber is listed on my credit report under the abbreviation _______________. I have attached a copy of a portion of my credit report with this abbreviation circled in red. Please provide me with the complete name, mailing address and telephone number for this subscriber as soon as possible, since I need to contact them directly.
Sincerely,
Your name
Address
Telephone
attachment
Sample Letter 20: To Credit Bureau, Request Removal of Obsolete Information
Date
Name of Credit Bureau
Address
City, ST Zip Code
Re: Credit report of ______________________
Address: ___________________________
Former Address: _________________________
SSN: 000-00-0000
Dear Sir or Madam:
A recent review of my credit report revealed obsolete information. I have attached a copy of my credit report with the obsolete information highlighted in red.
According to the Fair Credit Reporting Act, the negative information associated with this account should have been deleted after a seven year period. I am requesting you delete it as soon as possible and send me a free, updated copy of my credit report.
Thank you very much for your attention to this matter.
Sincerely,
Your name
attachment
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