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Written
contracts
06
06
06
05
04
06
06
03
03
05
06
06
05
10
10
10
05
15
10
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03
06
06
06
03
10
08
05
06
03
06
06
06
03
06
15
05
06
04
15
10
06
06
04
06
06
05
06
10
06
10
Promissory notes
06
06
05
06
04
06
06
06
03
05
06
06
10
06
10
05
05
15
10
06
06
06
06
06
03
10
08
06
03
06
06
06
06
05
06
15
05
06
04
10
03
06
06
04
06
05
06
06
06
10
10
Open accounts
03
06
03
03
04
06
06
03
03
04
04
06
04
05
06
05
03
05
03
06
03
06
06
06
03
05
05
04
04
03
06
04
06
03
06
--
03
06
04
10
03
06
06
04
04
06
03
03
05
06
08
Oral
Agreements
06
06
03
03
02
06
03
03
03
04
04
06
04
05
06
05
03
05
10
06
03
06
06
06
03
05
05
04
04
03
06
04
06
03
06
06
03
06
04
15
10
06
06
04
04
06
03
03
05
06
08
STATE STATUTES OF LIMITATION
ON COLLECTING DEBTS
Note: Credit Card Accounts are generally considered to be open accounts.
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