Credit Reports
You Have Three Credit Reports
See also: How to Improve Your Credit Rating
4
Experian, Equifax and TransUnion
Research has shown that more than half of all credit reports contain at least one type of error, many of these errors can result in the denial of credit. Check your credit report with each of the above agencies once per year and correct any errors that you find.
Because the information each credit bureau has about you is different, you need to check your credit report with each agency above. Lenders might check just one of your credit reports or all three before approving your loan or credit card. It is important that you find out what information is on your credit reports because a bad credit rating can keep you from getting a good job, an apartment, credit cards, mortgage and auto loans.
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