Debt > Bankruptcy > Non-Bankruptcy Exemptions |
Federal Non-Bankruptcy Exemptions Below are the federal non-bankruptcy exemptions that can only be used if the debtor opts to use the state property exemptions. If you use the federal bankruptcy exemptions, you cannot use the federal non-bankruptcy exemptions listed below. The abbreviation "USC" used below stands for "United States Code". Real Estate: None Personal Property: Savings account deposits while on permanent military duty outside the USA, unlimited amount [10 USC 1035] Seamen's clothing (unlimited amount) [46 USC 1110] Wages: 75% of earned but unpaid wages [15 USC 1673] Wages of seamen while on a voyage (unlimited amount) [46 USC 11111] Pensions (Unlimited amount): Social security [42 USC 407] Veteran's benefits [38 USC 3101] Veteran's Medal of Honor benefits [38 USC 1562] Military honor roll pensions [38 USC 562] Military service employees [10 USC 1440] Civil service employees [5 USC 8346] Foreign service [22 USC 4060] Insurance: Railroad workers unemployment insurance (unlimited amount) [45 USC 352(e)] Benefits (Unlimited amount): Military service survivor benefits [10 USC 1450] Judges survivor benefits [28 USC 376] Government employee death and disability benefits [5 USC 8130] U.S. court director's survivor benefits [28 USC 376] War hazard death or injury compensation [42 USC 1717] Military service survivor benefits [10 USC 1450] Judicial center director's survivor benefits [33 USC 775] Supreme Court Chief Justice Administrator's survivor benefits [28 USC 376] Lighthouse workers survivor benefits [33 USC 775] Longshoremen death and disability benefits [33 USC 916] Miscellaneous: Klamath Indian tribe benefits (unlimited amount) [25 USC 543, 545] Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve credit rating and reduce monthly bills by $200+ |
Debt > Bankruptcy > Non-Bankruptcy Exemptions |
